For a single person buying a home, Alpiarça works out cheaper. A home in Alpiarça costs €13,140 less.
You will
Household
Transport
60 m²
More adjustments
AlpiarçaSantarém
Estimated home price · 60 m²€82,440Δ €13,140€95,580
On the day you buy
Down payment€8,244€9,558
Transfer tax (IMT)€0€0
Stamp duty · purchase€660€765
Stamp duty · loan€445€516
Total upfront€9,349€10,839
Monthly payment€286€331
Mortgage payments35 years at 3.00% · 90% financed
€3,427€3,973
€546less in Alpiarça
Property tax (IMI)1VPT estimated at 50% of price
€148€175
€27less in Alpiarça
Water, sewage and wasteOfficial tariffs · 4 m³/month
€204€213
€9less in Alpiarça
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityAlpiarça keeps the 5%, Santarém gives back 0.5%
€0€10
€10less in Santarém
Total per yearItems with data for both
€4,367€4,939
€572less in Alpiarça
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
27%29%
2%better in Alpiarça
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+134%+101%
33 pointsrose more in Alpiarça
Crime rateRecorded crimes per 1 000 residents
48.8/100025.0/1000
23.8/1000better in Santarém
Average commuteOne way to work or school
19 min20 min
1 minbetter in Alpiarça
Average salary (gross)Average monthly earnings, by place of work
€1,255/month€1,415/month
€160/monthbetter in Santarém
Median salary (gross)Half of workers earn less than this, by place of work
€1,061/month€1,147/month
€86/monthbetter in Santarém
Purchasing power (Portugal = 100)Per-capita index
81.599.1
17.6better in Santarém
PharmaciesPer 1,000 people
0.40/10000.40/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
12.2 km7.0 km
5.2 kmbetter in Santarém
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
