Amares vs Terras de Bouro: cost of living compared
versus
Yearly saving in Terras de Bouro
€1,373/year
For a single person buying a home, Terras de Bouro works out cheaper. A home in Terras de Bouro costs €29,520 less.
You will
Household
Transport
60 m²
More adjustments
AmaresTerras de Bouro
Estimated home price · 60 m²€98,160Δ €29,520€68,640
On the day you buy
Down payment€9,816€6,864
Transfer tax (IMT)€0€0
Stamp duty · purchase€785€549
Stamp duty · loan€530€371
Total upfront€11,131€7,784
Monthly payment€340€238
Mortgage payments35 years at 3.00% · 90% financed
€4,080€2,853
€1,227less in Terras de Bouro
Property tax (IMI)1VPT estimated at 50% of price
€147€103
€44less in Terras de Bouro
Water, sewage and wasteOfficial tariffs · 4 m³/month
€159€77
€82less in Terras de Bouro
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityAmares keeps the 5%, Terras de Bouro gives back 1%
€0€20
€20less in Terras de Bouro
Total per yearItems with data for both
€4,974€3,601
€1,373less in Terras de Bouro
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
33%25%
8%better in Terras de Bouro
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+104%+79%
25 pointsrose more in Amares
Crime rateRecorded crimes per 1 000 residents
17.9/100025.3/1000
7.4/1000better in Amares
Average commuteOne way to work or school
19 min22 min
3 minbetter in Amares
Average salary (gross)Average monthly earnings, by place of work
€1,238/month€1,184/month
€54/monthbetter in Amares
Median salary (gross)Half of workers earn less than this, by place of work
€1,031/month€970/month
€61/monthbetter in Amares
Purchasing power (Portugal = 100)Per-capita index
75.267.9
7.3better in Amares
PharmaciesPer 1,000 people
0.20/10000.50/1000
0.30/1000better in Terras de Bouro
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.1 km21.0 km
11.9 kmbetter in Amares
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
