For a single person buying a home, Arouca works out cheaper. A home in Arouca costs €8,940 less.
You will
Household
Transport
60 m²
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AroucaVale de Cambra
Estimated home price · 60 m²€63,060Δ €8,940€72,000
On the day you buy
Down payment€6,306€7,200
Transfer tax (IMT)€0€0
Stamp duty · purchase€504€576
Stamp duty · loan€341€389
Total upfront€7,151€8,165
Monthly payment€218€249
Mortgage payments35 years at 3.00% · 90% financed
€2,621€2,993
€372less in Arouca
Property tax (IMI)1VPT estimated at 50% of price
€95€108
€13less in Arouca
Water, sewage and wasteOfficial tariffs · 4 m³/month
€262€157
€105less in Vale de Cambra
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasArouca: bottle · Vale de Cambra: network
€360€209
€151less in Vale de Cambra
Income tax refunded by the municipalityVale de Cambra gives back 2.5%
no data for Arouca
Total per yearItems with data for both
€3,717€3,846
€129less in Arouca
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
20%20%
same in both
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+55%+45%
10 pointsrose more in Arouca
Crime rateRecorded crimes per 1 000 residents
19.3/100023.8/1000
4.5/1000better in Arouca
Average commuteOne way to work or school
18 min16 min
2 minbetter in Vale de Cambra
Average salary (gross)Average monthly earnings, by place of work
€1,264/month€1,471/month
€207/monthbetter in Vale de Cambra
Median salary (gross)Half of workers earn less than this, by place of work
€1,082/month€1,225/month
€143/monthbetter in Vale de Cambra
Purchasing power (Portugal = 100)Per-capita index
75.586.5
11.0better in Vale de Cambra
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
5.3 km8.0 km
2.7 kmbetter in Arouca
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
