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Cabeceiras de Basto vs Fafe: cost of living compared

versus

Yearly saving in Cabeceiras de Basto

€1,286/year

For a single person buying a home, Cabeceiras de Basto works out cheaper. A home in Cabeceiras de Basto costs €28,860 less.

You will

BuyRent

Household

SingleCoupleFamily

Transport

NonePassCar

Home size (m²)

60 m²

More adjustments

Water use (m³/month)DependantsIncome tax paid per year (€)Household gross monthly income (€)Home price (€)Taxable property value, VPT (€)Down payment (%)Term (years)Interest rate (%)I'm 35 or under and it's my first home (IMT Jovem)

Cabeceiras de BastoFafe

Estimated home price · 60 m²€53,340Δ €28,860€82,200

On the day you buy

Down payment€5,334€8,220

Transfer tax (IMT)€0€0

Stamp duty · purchase€427€658

Stamp duty · loan€288€444

Total upfront€6,049€9,321

Monthly payment€185€285

Mortgage payments35 years at 3.00% · 90% financed

€2,217€3,417

€1,200less in Cabeceiras de Basto

Property tax (IMI)¹VPT estimated at 50% of price

€80€123

€43less in Cabeceiras de Basto

Water, sewage and wasteOfficial tariffs · 4 m³/month

€246€266

€20less in Cabeceiras de Basto

ElectricityERSE regulated tariff · 1,469 kWh/year

€380€380

same in both

GasNatural gas, regulated tariff

€209€212

€3less in Cabeceiras de Basto

Income tax refunded by the municipalityCabeceiras de Basto gives back 3%, Fafe gives back 2%

€60€40

€20less in Cabeceiras de Basto

Total per yearItems with data for both

€3,072€4,358

€1,286less in Cabeceiras de Basto

¹ Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary

19%28%

9%better in Cabeceiras de Basto

House price rise over 5 yearsMedian sale price (€/m²), over 5 years

+54%+73%

19 pointsrose more in Fafe

Crime rateRecorded crimes per 1 000 residents

22.0/100028.3/1000

6.3/1000better in Cabeceiras de Basto

Average commuteOne way to work or school

18 min16 min

2 minbetter in Fafe

Average salary (gross)Average monthly earnings, by place of work

€1,092/month€1,165/month

€73/monthbetter in Fafe

Median salary (gross)Half of workers earn less than this, by place of work

€993/month€1,004/month

€11/monthbetter in Fafe

Purchasing power (Portugal = 100)Per-capita index

69.876.9

7.1better in Fafe

PharmaciesPer 1,000 people

0.30/10000.20/1000

0.10/1000better in Cabeceiras de Basto

Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department

17.5 km3.3 km

14.2 kmbetter in Fafe

CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)

59/10085/100

26/100better in Fafe

Crèche placesTotal crèche places (excluding childminders)

168863

695better in Fafe

Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz

100%100%

same in both

Ageing indexOlder people per 100 young (lower = younger)

213212

1better in Fafe

Burnt land over 10 yearsShare of the land that burnt at least once in 10 years

40%33%

7.0%better in Fafe

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Cabeceiras de Basto and Fafe in the rankings

See where Cabeceiras de Basto and Fafe rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueCabeceiras de Basto

Cabeceiras de Basto → Fafe →