Cabeceiras de Basto vs Montalegre: cost of living compared
versus
Yearly saving in Montalegre
€642/year
For a single person buying a home, Montalegre works out cheaper. A home in Montalegre costs €12,420 less.
You will
Household
Transport
60 m²
More adjustments
Cabeceiras de BastoMontalegre
Estimated home price · 60 m²€53,340Δ €12,420€40,920
On the day you buy
Down payment€5,334€4,092
Transfer tax (IMT)€0€0
Stamp duty · purchase€427€327
Stamp duty · loan€288€221
Total upfront€6,049€4,640
Monthly payment€185€142
Mortgage payments35 years at 3.00% · 90% financed
€2,217€1,701
€516less in Montalegre
Property tax (IMI)1VPT estimated at 50% of price
€80€61
€19less in Montalegre
Water, sewage and wasteOfficial tariffs · 4 m³/month
€246€179
€67less in Montalegre
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€209€209
same in both
Income tax refunded by the municipalityCabeceiras de Basto gives back 3%, Montalegre gives back the 5%
€60€100
€40less in Montalegre
Total per yearItems with data for both
€3,072€2,430
€642less in Montalegre
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
19%14%
5%better in Montalegre
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+54%+17%
37 pointsrose more in Cabeceiras de Basto
Crime rateRecorded crimes per 1 000 residents
22.0/100035.2/1000
13.2/1000better in Cabeceiras de Basto
Average commuteOne way to work or school
18 min18 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,092/month€1,163/month
€71/monthbetter in Montalegre
Median salary (gross)Half of workers earn less than this, by place of work
€993/month€997/month
€4/monthbetter in Montalegre
Purchasing power (Portugal = 100)Per-capita index
69.865.2
4.6better in Cabeceiras de Basto
PharmaciesPer 1,000 people
0.30/10000.60/1000
0.30/1000better in Montalegre
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
17.5 km12.3 km
5.2 kmbetter in Montalegre
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
