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Carregal do Sal vs Nelas: cost of living compared

versus
Yearly saving in Nelas
€300/year

For a single person buying a home, Nelas works out cheaper. A home in Nelas costs €120 less.

You will
Household
Transport
60 m²
More adjustments
Carregal do SalNelas
Estimated home price · 60 m²€46,440Δ €120€46,320
On the day you buy
Down payment€4,644€4,632
Transfer tax (IMT)€0€0
Stamp duty · purchase€372€371
Stamp duty · loan€251€250
Total upfront€5,266€5,253
Monthly payment€161€160
Mortgage payments35 years at 3.00% · 90% financed
€5less in Nelas
Property tax (IMI)1VPT estimated at 50% of price
€1less in Nelas
Water, sewage and wasteOfficial tariffs · 4 m³/month
€124less in Nelas
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasCarregal do Sal: bottle · Nelas: network
€151less in Nelas
Income tax refunded by the municipalityCarregal do Sal keeps the 5%, Nelas gives back 1%
€20less in Nelas
Total per yearItems with data for both
€300less in Nelas

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
1%better in Nelas
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
18 pointsrose more in Carregal do Sal
Crime rateRecorded crimes per 1 000 residents
5.3/1000better in Carregal do Sal
Average commuteOne way to work or school
1 minbetter in Nelas
Average salary (gross)Average monthly earnings, by place of work
€98/monthbetter in Nelas
Median salary (gross)Half of workers earn less than this, by place of work
€86/monthbetter in Nelas
Purchasing power (Portugal = 100)Per-capita index
4.2better in Nelas
PharmaciesPer 1,000 people
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
0.6 kmbetter in Carregal do Sal
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
2/100better in Nelas
Crèche placesTotal crèche places (excluding childminders)
56better in Nelas
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
same in both
Ageing indexOlder people per 100 young (lower = younger)
14better in Nelas
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
27%better in Nelas

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Carregal do Sal and Nelas in the rankings

See where Carregal do Sal and Nelas rank on each indicator: home prices, salaries, emergency care, crèches…

Choose the indicator →
Better valueNelas

Carregal do Sal → Nelas →