Cartaxo vs Salvaterra de Magos: cost of living compared
versus
Yearly saving in Cartaxo
€537/year
For a single person buying a home, Cartaxo works out cheaper. A home in Cartaxo costs €13,920 less.
You will
Household
Transport
60 m²
More adjustments
CartaxoSalvaterra de Magos
Estimated home price · 60 m²€97,260Δ €13,920€111,180
On the day you buy
Down payment€9,726€11,118
Transfer tax (IMT)€0€97
Stamp duty · purchase€778€889
Stamp duty · loan€525€600
Total upfront€11,029€12,704
Monthly payment€337€385
Mortgage payments35 years at 3.00% · 90% financed
€4,042€4,621
€579less in Cartaxo
Property tax (IMI)1VPT estimated at 50% of price
€219€195
€24less in Salvaterra de Magos
Water, sewage and wasteOfficial tariffs · 4 m³/month
€207€224
€17less in Cartaxo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€243€209
€34less in Salvaterra de Magos
Income tax refunded by the municipalityCartaxo keeps the 5%, Salvaterra de Magos keeps the 5%
€0€0
same in both
Total per yearItems with data for both
€5,091€5,628
€537less in Cartaxo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
31%36%
5%better in Cartaxo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+110%+94%
16 pointsrose more in Cartaxo
Crime rateRecorded crimes per 1 000 residents
24.9/100032.6/1000
7.7/1000better in Cartaxo
Average commuteOne way to work or school
23 min23 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,370/month€1,276/month
€94/monthbetter in Cartaxo
Median salary (gross)Half of workers earn less than this, by place of work
€1,104/month€1,084/month
€20/monthbetter in Cartaxo
Purchasing power (Portugal = 100)Per-capita index
90.380.2
10.1better in Cartaxo
PharmaciesPer 1,000 people
0.30/10000.30/1000
same in both
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
11.9 km19.8 km
7.9 kmbetter in Cartaxo
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
