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Coimbra

Coimbra vs Montemor-o-Velho: cost of living compared

versus
Yearly saving in Montemor-o-Velho
€2,613/year

For a single person buying a home, Montemor-o-Velho works out cheaper. A home in Montemor-o-Velho costs €60,720 less.

You will
Household
Transport
60 m²
More adjustments
CoimbraMontemor-o-Velho
Estimated home price · 60 m²€137,700Δ €60,720€76,980
On the day you buy
Down payment€13,770€7,698
Transfer tax (IMT)€627€0
Stamp duty · purchase€1,102€616
Stamp duty · loan€744€416
Total upfront€16,242€8,730
Monthly payment€477€267
Mortgage payments35 years at 3.00% · 90% financed
€2,523less in Montemor-o-Velho
Property tax (IMI)1VPT estimated at 50% of price
€76less in Montemor-o-Velho
Water, sewage and wasteOfficial tariffs · 4 m³/month
€9less in Coimbra
ElectricityERSE regulated tariff · 1,469 kWh/year
same in both
GasNatural gas, regulated tariff
€12less in Montemor-o-Velho
Income tax refunded by the municipalityCoimbra keeps the 5%, Montemor-o-Velho gives back 0.5%
€10less in Montemor-o-Velho
Total per yearItems with data for both
€2,613less in Montemor-o-Velho

1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.

Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).

Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026

Beyond the cost

Mortgage payment ÷ 1 × local median gross salary
14%better in Montemor-o-Velho
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
2 pointsrose more in Montemor-o-Velho
Crime rateRecorded crimes per 1 000 residents
8.8/1000better in Montemor-o-Velho
Average commuteOne way to work or school
4 minbetter in Coimbra
Average salary (gross)Average monthly earnings, by place of work
€224/monthbetter in Coimbra
Median salary (gross)Half of workers earn less than this, by place of work
€131/monthbetter in Coimbra
Purchasing power (Portugal = 100)Per-capita index
42.2better in Coimbra
PharmaciesPer 1,000 people
0.10/1000better in Montemor-o-Velho
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
13.3 kmbetter in Coimbra
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
18/100better in Coimbra
Crèche placesTotal crèche places (excluding childminders)
2,324better in Coimbra
Not-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
9%better in Coimbra
Ageing indexOlder people per 100 young (lower = younger)
6better in Montemor-o-Velho
Burnt land over 10 yearsShare of the land that burnt at least once in 10 years
6.6%better in Montemor-o-Velho

Not part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).

Coimbra and Montemor-o-Velho in the rankings

See where Coimbra and Montemor-o-Velho rank on each indicator: home prices, salaries, emergency care, crèches…

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Better valueMontemor-o-Velho

Coimbra → Montemor-o-Velho →