For a single person buying a home, Montijo works out cheaper. A home in Montijo costs €147,120 less.
You will
Household
Transport
60 m²
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LisboaMontijo
Estimated home price · 60 m²€311,520Δ €147,120€164,400
On the day you buy
Down payment€31,152€16,440
Transfer tax (IMT)€11,348€1,729
Stamp duty · purchase€2,492€1,315
Stamp duty · loan€1,682€888
Total upfront€46,675€20,372
Monthly payment€1,079€569
Mortgage payments35 years at 3.00% · 90% financed
€12,948€6,833
€6,115less in Montijo
Property tax (IMI)1VPT estimated at 50% of price
€467€255
€212less in Montijo
Water, sewage and wasteOfficial tariffs · 4 m³/month
€190€186
€4less in Montijo
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€218€212
€6less in Montijo
Income tax refunded by the municipalityLisboa gives back the 5%, Montijo gives back 1%
€100€20
€80less in Lisboa
Total per yearItems with data for both
€14,103€7,846
€6,257less in Montijo
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
69%53%
16%better in Montijo
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+55%+105%
50 pointsrose more in Montijo
Crime rateRecorded crimes per 1 000 residents
49.9/100037.0/1000
12.9/1000better in Montijo
Average commuteOne way to work or school
22 min24 min
2 minbetter in Lisboa
Average salary (gross)Average monthly earnings, by place of work
€2,121/month€1,280/month
€841/monthbetter in Lisboa
Median salary (gross)Half of workers earn less than this, by place of work
€1,571/month€1,066/month
€505/monthbetter in Lisboa
Purchasing power (Portugal = 100)Per-capita index
181.4102.6
78.8better in Lisboa
PharmaciesPer 1,000 people
0.40/10000.20/1000
0.20/1000better in Lisboa
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.5 km4.4 km
1.9 kmbetter in Lisboa
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
