For a single person buying a home, Ribeira Brava works out cheaper. A home in Ribeira Brava costs €10,560 less.
You will
Household
Transport
60 m²
More adjustments
Ribeira BravaSantana
Estimated home price · 60 m²€85,740Δ €10,560€96,300
On the day you buy
Down payment€8,574€9,630
Transfer tax (IMT)€0€0
Stamp duty · purchase€686€770
Stamp duty · loan€463€520
Total upfront€9,723€10,920
Monthly payment€297€334
Mortgage payments35 years at 3.00% · 90% financed
€3,564€4,003
€439less in Ribeira Brava
Property tax (IMI)1VPT estimated at 50% of price
€129€144
€15less in Ribeira Brava
Water, sewage and wasteOfficial tariffs · 4 m³/month
€172€172
same in both
ElectricityERSE regulated tariff · 1,469 kWh/year
€377€377
same in both
GasNatural gas, regulated tariff
no data
Income tax refunded by the municipalityRibeira Brava keeps the 5%, Santana gives back the 5%
€0€100
€100less in Santana
Total per yearItems with data for both
€4,242€4,597
€355less in Ribeira Brava
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
28%33%
5%better in Ribeira Brava
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+54%+164%
110 pointsrose more in Santana
Crime rateRecorded crimes per 1 000 residents
25.0/100015.4/1000
9.6/1000better in Santana
Average commuteOne way to work or school
20 min19 min
1 minbetter in Santana
Average salary (gross)Average monthly earnings, by place of work
€1,203/month€1,138/month
€65/monthbetter in Ribeira Brava
Median salary (gross)Half of workers earn less than this, by place of work
€1,073/month€999/month
€74/monthbetter in Ribeira Brava
Purchasing power (Portugal = 100)Per-capita index
70.565.9
4.6better in Ribeira Brava
PharmaciesPer 1,000 people
0.20/10000.50/1000
0.30/1000better in Santana
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
10.8 km11.8 km
1.0 kmbetter in Ribeira Brava
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
