Porta 65 Jovem
IHRU pays part of the rent of young people, for up to 5 years; the share falls over time.
Maximum rent per municipalityWho for: Aged 18–35, income up to €3,680/month
Renting
Supports · reviewed on 30 October 2026
Existing supports
All national housing supports, sorted by status. A ◆ marks what changes from one municipality to another.
Which supports am I entitled to? →Show supports for someone who is
In force 19
You can apply today, or you already receive them without applying.
Porta 65+
Pays €50 to €200 a month of the rent to those who spend a lot of their income on it, at any age.
Maximum rent per municipalityWho for: Income drop above 20% or single-parent family
RentingIn difficulty
Apoio Extraordinário à Renda
Paid every month by Social Security, without applying, up to €200.
Who for: Leases up to 15 Mar 2023, effort rate ≥ 35%
RentingIn difficulty
Dedução das rendas no IRS
15% of the rent paid comes off the tax.
Who for: Anyone paying rent on the home they live in
Renting
IMT Jovem
No IMT and no stamp duty on the purchase of a first home.
Limits 25% higher on the islandsWho for: Up to age 35, home up to €330,539 (full exemption)
Buying
Garantia Pública
The State guarantees up to 15% of the price and the bank lends all of it.
Who for: Up to age 35, home up to €450,000
Buying
Emprego Interior MAIS
€3,760 to move home and work in the interior, +20% per family member.
Interior municipalities onlyWho for: Anyone moving home for a job
Moving inland
Tarifa social de eletricidade e gás
Automatic discount of 33.8% on electricity and 31.2% on gas.
Who for: People who receive certain benefits or earn little
In difficulty
Casas com renda acessível (RSAA)
The landlord pays no IRS if the rent stays under the municipality cap.
Cap per municipality and sizeWho for: Any tenant, no income limit
Renting
since 1 Sep 2026Housing Portal →
Renda apoiada
Municipal or IHRU home with the rent set by income.
By the câmaraWho for: Low-income families
In difficulty
waiting listsYour câmara →
Porta de Entrada
Housing and rent for those who suddenly lose their home.
By the câmaraWho for: Eviction, fire, disaster
In difficulty
emergencyYour câmara →
1.º Direito
A home or works for people living in undignified conditions.
Works in 278 municipalitiesWho for: Families with no dignified alternative
In difficulty
through the câmaraYour câmara →
Tarifa social da água
Discount on water, sewage and waste; each operator decides.
Exists in 218 municipalities (2024)Who for: The operator's rules
In difficulty
apply for itYour water operator →
Isenção de IMI por 3 anos
The home you live in pays no IMI for 3 years.
Who for: Own home, with limits on value and income
Buying
apply for it
Mais-valias reinvestidas
No tax on the profit of the sale if it goes into another own home.
Who for: Anyone selling the home they live in
Buying
in the IRS return
IVA a 6% em obras e construção
Labour at 6%; VAT refund for people building their own home.
Who for: Works on homes; self-build
Doing worksBuying
since Jul 2026Tax Portal →
Reabilitação em ARU
6% VAT, IMI and IMT exemptions and up to €500 off the IRS.
Areas set by the câmaraWho for: Buildings in urban rehabilitation areas
Doing works
with certificationTax Portal →
IMI mais baixo para casas eficientes
Up to 25% less IMI, where the câmara approved it.
Each câmara decidesWho for: Buildings with a good energy class
Doing works
where it existsTax Portal →
Programa Regressar
Support for emigrants coming back; +25% in the interior.
Who for: Returning emigrants
Moving inland
until 31 Dec 2026Regressar portal →
Announced 5
The Government announced them, but they have not opened yet.
E-Lar, 3.ª fase
Swapping gas appliances for electric ones; also covers solar panels.
Who for: To be defined
Doing works
no date
Famílias + Sustentáveis
Successor to Vale Eficiência.
Who for: To be defined
Doing worksIn difficulty
expected 2027
Plano Social para o Clima
Efficiency works for about 50,000 vulnerable families.
Who for: Vulnerable families
Doing worksIn difficulty
2nd half of 2027gov.pt →
Substituto do Apoio Extraordinário à Renda
Announced by the Government; no decree yet.
Who for: To be defined
RentingIn difficulty
no date
Linha para cooperativas
Credit from the Banco de Fomento for housing cooperatives.
Who for: Cooperatives
Buying
no date
Closed 5
They no longer take applications. They stay here so you know they ended.
Vale Eficiência
Vouchers for efficiency works in vulnerable families' homes.
Who for: Vulnerable families
Doing worksIn difficulty
closed Feb 2026
E-Lar, 2.ª fase
Support for swapping gas appliances for electric ones.
Who for: Families
Doing works
closed 24 Mar 2026
Edifícios Mais Sustentáveis
Co-funding of windows, insulation, heat pumps and panels.
Who for: Owners
Doing works
last edition 2023
Bonificação de juros do crédito
The State paid part of the rise in interest.
Who for: Home loans
BuyingIn difficulty
ended 2025
Arrendar para Subarrendar
IHRU rented homes to sublet them cheaper.
Who for: Up to age 35, single-parent families
Renting
suspended 2025