Arruda dos Vinhos vs Sobral de Monte Agraço: cost of living compared
versus
Yearly saving in Sobral de Monte Agraço
€1,048/year
For a single person buying a home, Sobral de Monte Agraço works out cheaper. A home in Sobral de Monte Agraço costs €21,780 less.
You will
Household
Transport
60 m²
More adjustments
Arruda dos VinhosSobral de Monte Agraço
Estimated home price · 60 m²€135,360Δ €21,780€113,580
On the day you buy
Down payment€13,536€11,358
Transfer tax (IMT)€580€145
Stamp duty · purchase€1,083€909
Stamp duty · loan€731€613
Total upfront€15,930€13,025
Monthly payment€469€393
Mortgage payments35 years at 3.00% · 90% financed
€5,626€4,721
€905less in Sobral de Monte Agraço
Property tax (IMI)1VPT estimated at 50% of price
€244€170
€74less in Sobral de Monte Agraço
Water, sewage and wasteOfficial tariffs · 4 m³/month
€233€164
€69less in Sobral de Monte Agraço
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€236€209
€27less in Sobral de Monte Agraço
Income tax refunded by the municipalityArruda dos Vinhos gives back 1.4%, Sobral de Monte Agraço keeps the 5%
€27€0
€27less in Arruda dos Vinhos
Total per yearItems with data for both
€6,691€5,643
€1,048less in Sobral de Monte Agraço
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
40%37%
3%better in Sobral de Monte Agraço
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+82%+113%
31 pointsrose more in Sobral de Monte Agraço
Crime rateRecorded crimes per 1 000 residents
22.4/100037.6/1000
15.2/1000better in Arruda dos Vinhos
Average commuteOne way to work or school
23 min23 min
same in both
Average salary (gross)Average monthly earnings, by place of work
€1,389/month€1,239/month
€150/monthbetter in Arruda dos Vinhos
Median salary (gross)Half of workers earn less than this, by place of work
€1,181/month€1,050/month
€131/monthbetter in Arruda dos Vinhos
Purchasing power (Portugal = 100)Per-capita index
102.982.4
20.5better in Arruda dos Vinhos
PharmaciesPer 1,000 people
0.10/10000.30/1000
0.20/1000better in Sobral de Monte Agraço
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
9.1 km12.5 km
3.4 kmbetter in Arruda dos Vinhos
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
