For a single person buying a home, Cadaval works out cheaper. A home in Cadaval costs €30,660 less.
You will
Household
Transport
60 m²
More adjustments
AzambujaCadaval
Estimated home price · 60 m²€122,700Δ €30,660€92,040
On the day you buy
Down payment€12,270€9,204
Transfer tax (IMT)€327€0
Stamp duty · purchase€982€736
Stamp duty · loan€663€497
Total upfront€14,241€10,437
Monthly payment€425€319
Mortgage payments35 years at 3.00% · 90% financed
€5,100€3,826
€1,274less in Cadaval
Property tax (IMI)1VPT estimated at 50% of price
€215€161
€54less in Cadaval
Water, sewage and wasteOfficial tariffs · 4 m³/month
€249€191
€58less in Cadaval
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€224€209
€15less in Cadaval
Income tax refunded by the municipalityCadaval gives back 4%
no data for Azambuja
Total per yearItems with data for both
€6,167€4,766
€1,401less in Cadaval
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
40%30%
10%better in Cadaval
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+116%+117%
1 pointsrose more in Cadaval
Crime rateRecorded crimes per 1 000 residents
45.5/100022.3/1000
23.2/1000better in Cadaval
Average commuteOne way to work or school
24 min20 min
4 minbetter in Cadaval
Average salary (gross)Average monthly earnings, by place of work
€1,331/month€1,244/month
€87/monthbetter in Azambuja
Median salary (gross)Half of workers earn less than this, by place of work
€1,054/month€1,048/month
€6/monthbetter in Azambuja
Purchasing power (Portugal = 100)Per-capita index
103.275.3
27.9better in Azambuja
PharmaciesPer 1,000 people
0.30/10000.40/1000
0.10/1000better in Cadaval
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
16.3 km17.8 km
1.5 kmbetter in Azambuja
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
