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Gondomar vs Penafiel: cost of living compared
versus
Yearly difference
No home prices data for Gondomar: the total cost cannot be compared.
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Household
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60 m²
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GondomarPenafiel
Estimated home price · 60 m²€140,880Δ €49,680€91,200
On the day you buy
Down payment€14,088€9,120
Transfer tax (IMT)€691€0
Stamp duty · purchase€1,127€730
Stamp duty · loan€761€492
Total upfront€16,666€10,342
Monthly payment€488€316
Mortgage payments35 years at 3.00% · 90% financed
€5,856€3,791
€2,065less in PenafielProperty tax (IMI)VPT estimated at 50% of price
no data for Gondomar
Water, sewage and wasteOfficial tariffs · 4 m³/month
€269€287
€18less in GondomarElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in bothGasNatural gas, regulated tariff
€211€220
€9less in GondomarIncome tax refunded by the municipalityGondomar keeps the 5%, Penafiel keeps the 5%
€0€0
same in bothTotal per yearItems with data for both
no data for Gondomar
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
excluded from comparison (missing for the other municipality)
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
44%29%
15%better in PenafielHouse price rise over 5 yearsMedian sale price (€/m²), over 5 years
+98%+80%
18 pointsrose more in GondomarCrime rateRecorded crimes per 1 000 residents
18.5/100021.0/1000
2.5/1000better in GondomarAverage commuteOne way to work or school
23 min22 min
1 minbetter in PenafielAverage salary (gross)Average monthly earnings, by place of work
€1,330/month€1,328/month
€2/monthbetter in GondomarMedian salary (gross)Half of workers earn less than this, by place of work
€1,105/month€1,073/month
€32/monthbetter in GondomarPurchasing power (Portugal = 100)Per-capita index
87.580.8
6.7better in GondomarPharmaciesPer 1,000 people
0.20/10000.20/1000
same in bothNearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
6.0 km6.1 km
0.1 kmbetter in GondomarCrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
35/10033/100
2/100better in GondomarCrèche placesTotal crèche places (excluding childminders)
1,389544
845better in GondomarNot-for-profit crèchesShare of places in public, IPSS and misericórdia crèches, free under Creche Feliz
46%84%
38%better in PenafielAgeing indexOlder people per 100 young (lower = younger)
202159
43better in PenafielBurnt land over 10 yearsShare of the land that burnt at least once in 10 years
34%25%
9.0%better in PenafielNot part of the euro total. Crime: recorded crimes per 1 000 residents (2025). Commute: average one-way trip to work or school (2021).
Gondomar and Penafiel in the rankings
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