For a single person buying a home, Seixal works out cheaper. A home in Seixal costs €134,100 less.
You will
Household
Transport
60 m²
More adjustments
LisboaSeixal
Estimated home price · 60 m²€311,520Δ €134,100€177,420
On the day you buy
Down payment€31,152€17,742
Transfer tax (IMT)€11,348€2,380
Stamp duty · purchase€2,492€1,419
Stamp duty · loan€1,682€958
Total upfront€46,675€22,499
Monthly payment€1,079€615
Mortgage payments35 years at 3.00% · 90% financed
€12,948€7,374
€5,574less in Seixal
Property tax (IMI)1VPT estimated at 50% of price
€467€288
€179less in Seixal
Water, sewage and wasteOfficial tariffs · 4 m³/month
€190€209
€19less in Lisboa
ElectricityERSE regulated tariff · 1,469 kWh/year
€380€380
same in both
GasNatural gas, regulated tariff
€218€236
€18less in Lisboa
Income tax refunded by the municipalityLisboa gives back the 5%, Seixal keeps the 5%
€100€0
€100less in Lisboa
Total per yearItems with data for both
€14,103€8,487
€5,616less in Seixal
1 Property tax estimated using a taxable value (VPT) of 50% of market price. Enter the VPT from your property record for an exact figure.
Average rate on new housing loans: 3.00% (August 2026, Banco de Portugal).
Source: Portal das Finanças, taxas de IMI por município · 2025 · Source: Portal das Finanças, participação dos municípios no IRS · 2026 · Source: INE · 2nd quarter of 2026 · Energy: ERSE, October 2026
Beyond the cost
Mortgage payment ÷ 1 × local median gross salary
69%55%
14%better in Seixal
House price rise over 5 yearsMedian sale price (€/m²), over 5 years
+55%+110%
55 pointsrose more in Seixal
Crime rateRecorded crimes per 1 000 residents
49.9/100024.7/1000
25.2/1000better in Seixal
Average commuteOne way to work or school
22 min29 min
7 minbetter in Lisboa
Average salary (gross)Average monthly earnings, by place of work
€2,121/month€1,585/month
€536/monthbetter in Lisboa
Median salary (gross)Half of workers earn less than this, by place of work
€1,571/month€1,111/month
€460/monthbetter in Lisboa
Purchasing power (Portugal = 100)Per-capita index
181.496.0
85.4better in Lisboa
PharmaciesPer 1,000 people
0.40/10000.20/1000
0.20/1000better in Lisboa
Nearest emergency departmentAverage straight-line distance from where residents live to the nearest hospital emergency department
2.5 km6.0 km
3.5 kmbetter in Lisboa
CrèchesPublic, non-profit (IPSS) and private crèches and childminders, children under 3 (above 100: more places than children)
